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Market-leading specialists

We are the UK's market-leading, high-value life insurance broker, consistently topping all industry metrics.

We work with private banks and leading professional firms and provide solutions for sophisticated and wealthy clients both domestically and internationally.

Our reputation and good standing with insurers and reinsurers is a testament to the quality of our business and our ability to co-ordinate and negotiate with all parties involved in a high value insurance transaction.

Our experience and bespoke process allows us to handle the largest, most complex cases with a level of efficiency and discretion that is unique in the market.

Founded in 2009, we are a management owned business.

Ben Backhouse
Ben Backhouse
Founding Director
07785 574 982
Ben established Risk Assured in 2010. His frustration in writing large life insurance contracts resulted in his desire to re-engineer the way life cover is brokered. Prior to founding Risk Assured he was a Financial Adviser at Positive Solutions and St. James’s Place. He has a degree in Politics and Theology at Bristol University and holds the Diploma in Regulated Financial Planning. He has been awarded the Money Marketing Protection Adviser of the year. Outside life insurance his core interests lie in farming and estates.
Mike-Strutt
Mike Strutt
Senior Director
07973 793 755
Mike joined Risk Assured in 2014. Prior to this he spent 15 years as a Director at national IFA Firm Pantheon Financial Management, where he headed up the High Net Worth division. Protection was a fundamental part of the advisory process alongside investments and tax planning. He has a Master’s degree in Classics from Oxford University and holds the Diploma in Regulated Financial Planning. He enjoys playing football and fishing.
James-Agnew
James Agnew
Non-Executive Director
07764 567 848
James joined Risk Assured in 2021. Prior to this he was a founder partner of Stackhouse Poland, a specialist high net worth general insurance broker, sold to AJ Gallagher in 2019. James is a Chartered Insurance Practitioner and brings with him extensive strategic and high net worth experience. His interests outside work include country pursuits, card games and mentoring young people.
Josh-Harris
Josh Harris
Associate Director
07989 579 424
Josh joined Risk Assured in 2021. Prior to this he was at the financial advisers Quilter and Prescient, firms which provided bespoke pension, life and investment advice. He has a Law degree and holds the Diploma in Regulated Financial Planning. He enjoys playing golf and collects vinyl records.
Rose Fallon
Rose Fallon
Senior Account Manager
Rose joined Risk Assured in 2019. Prior to this, she worked at AXA insurance. In her role as Key Account Manager Rose has responsibility for a number of Risk Assured’s accounts, serving as the main liaison and further developing the strong relationships we hold with them. Rose graduated from Lancaster University and holds a BA (Hons) degree in History, a subject in which she has a keen interest. In her spare time Rose enjoys running, general fitness and travelling.
David-Ogley
David Ogley
Account Manager
David joined Risk Assured in 2021. Most recently, he worked as an Account Manager for a claims management company. Prior to this, he worked at Aegon for a number of years. David graduated from Durham University and holds a BSc (Hons) degree in Earth Sciences. In his spare time David enjoys football and fell-walking.
Jo-Johnstone
Jo Johnstone
Adviser support
Jo joined Risk Assured in 2013. She has responsibility for all in force policies and the ongoing servicing of these as well as assisting with new business. Prior to joining Risk Assured, she worked at Aegon for 12 years in their Premier Service team looking after their key accounts, including Risk Assured. In her spare time Jo trains a Morris dancing troupe and runs marathons.
Olivia-Hill
Olivia Hill
Adviser Support
Olivia joined Risk Assured in 2022. Prior to this she worked at NS&I as a deputy team leader on the Incident Remediation team whilst studying for AAT Level 2 in accounting which she is continuing to do. Olivia graduated from Lancaster University with a BA (Hons) in Graphic Design. In her spare time Olivia enjoys running, cooking and baking.
Chris-Latham
Chris Latham
Director of Broking
Chris has been with Risk Assured since 2011. As Director of Broking he has responsibility for all insurer and reinsurer relations, ensuring the acquisition of optimal terms for our clients. He is currently studying for his Diploma in Regulated Financial Planning. Prior to joining Risk Assured, he worked at Aegon in their Premier Service team looking after their key accounts, including Risk Assured. In his spare time, he enjoys playing squash and golf.
andy-lomas
Andy Lomas
Director of Underwriting
Andy is Director of Underwriting. He has worked in the insurance industry for 17 years and the last 10 in a large case underwriting role. He has extensive knowledge of the reinsurance market in addition to complex pricing arrangements. In his spare time he is a youth football coach and enjoys fly fishing.
Shane-Bishop
Shane Bishop
Underwriter
Shane joined Risk Assured in 2021. Prior to this he spent 7 years as an Underwriter at Allianz Insurance. Shane has a BA (Hons) degree from Lancaster University in History. In his spare time he likes to play football, travel and enjoys cooking.
Alex-Capstick
Alex Capstick
Underwriting support
Alex joined Risk Assured in 2017 and provides underwriting support to our in-house underwriters. She has 20 years’ experience in financial services having worked previously at Aegon both in the pricing team and Premier Service team looking after their key accounts, including Risk Assured. Alex enjoys walking, cooking and travelling in her spare time.
Tanya-Nixey
Tanya Nixey
Director of Finance
Tanya has been with the firm since inception and acts as Company Secretary and Finance Director. Prior to this she was an Accountant at RSM UK. She has a degree in law and accountancy and is a member of the ICAEW. In her spare time, Tanya enjoys horse riding and running.
laura-dowdswell
Laura Dowdeswell
Director of Operations
Laura joined Risk Assured in 2019. As director of operations, Laura has responsibility for the day to day operations of the business. Prior to Risk Assured, Laura has 14 years’ experience of working in financial services with the last 7 of those years dedicated to operations functions. In her spare time Laura enjoys travelling, playing golf and attending sporting events.

Careers at Risk Assured

If you are interested in joining our team, please get in touch

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